ASSESSMENT OF FINANCIAL STABILITY OF THE ACTIVITIES OF THE BANKS OF THE SECOND LEVEL OF REPUBLIC OF KAZAKHSTAN IN THE CONDITIONS OF GROWING UNCERTAINTY

K.Zh. Sadvokasova, G.S. Kodashev

Eurasian National University named after L.N. Gumilev, Astana, Republic of Kazakhstan

Abstract. In the face of growing uncertainty in financial markets, persistent challenges and risks in the banking sector, issues of ensuring the financial stability of second-tier banks are important for maintaining the financial stability of the entire financial market in Kazakhstan. In these conditions, it is necessary to move from anti-crisis measures to support banks to measures for the sustainable development of the banking sector and to restore lending to the real sector of the economy. The implementation of the program for improving the financial sustainability of the banking sector of the Republic of Kazakhstan in order to improve it is important for maintaining the stability of the financial system and the state of the economy. The approach applied by the National Bank of the Republic of Kazakhstan allowed the banks to increase their stability, while state support to financial institutions was provided on a returnable basis.

Keywords: bank, financial stability, uncertainty, risk, capital adequacy, liquidity.